English  |  正體中文  |  简体中文  |  Items with full text/Total items : 27273/39116
Visitors : 2440523      Online Users : 48
RC Version 4.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Adv. Search
LoginUploadHelpAboutAdminister

Please use this identifier to cite or link to this item: http://ntour.ntou.edu.tw:8080/ir/handle/987654321/40041

Title: The Influence of Customer Perceptions on Financial Performance in Financial Services
Authors: Chiung-Ju Liang;Wen-Hung Wang;Jillian Dawes Farquhar
Contributors: 國立臺灣海洋大學:航運管理學系
Keywords: Consumer behaviour;Product attributes;Financial benefits;Relationship marketing;Financial services;Taiwan
Date: 2009
Issue Date: 2017-01-12T06:37:33Z
Publisher: International Journal of Bank Marketing
Abstract: Abstract:
Purpose
– The purpose of this study is to develop and empirically test a model examining the relationship between customer perceptions (product attributes, benefits, customer satisfaction, trust, commitment and customer behavioral loyalty) and financial performance of a merchant bank.
Design/methodology/approach
– Based on the SEM tool of Linear Structure Relation (LISREL), this study develops and empirically tests a model examining the relationships between customer perspectives (product attributes, benefits, customer satisfaction, trust, commitment and customer behavioral loyalty) and the financial perspective (financial performance). A cross‐department study in the financial services industry was conducted based on three consumer samples (department of Loans, Deposits, and Credit Cards) drawn from XYZ bank, one of the most famous banks providing merchant banking services in Taiwan.
Findings
– SEM results indicate that: customer perceptions positively affect financial performance; and customers purchase financial services with dissimilar benefits, all of which come with corresponding attributes, and hence result in different levels of customer satisfaction and behavioral sequence, which is important in reinforcing customers' trust, commitment, repurchase intentions and corporate financial performance.
Practical implications
– The findings suggest that financial service managers could consider treating consumers as partners in their provision of existing services or their quest to develop successful new services. Reciprocal behavior will foster a positive atmosphere, remove barriers arising from risk, and enable relationships to progress, ultimately improving financial performance.
Originality/value
– The research proposes an empirical model of the customer perceptions in the consumption of financial services that has a positive impact on the financial performance of the company. The findings are based on data from one company across three product departments.
Relation: 27(2), pp.129-149
URI: http://ntour.ntou.edu.tw:8080/ir/handle/987654321/40041
Appears in Collections:[航運管理學系] 期刊論文

Files in This Item:

File Description SizeFormat
02652320910935616.pdf340KbAdobe PDF37View/Open


All items in NTOUR are protected by copyright, with all rights reserved.

 


著作權政策宣告: 本網站之內容為國立臺灣海洋大學所收錄之機構典藏,無償提供學術研究與公眾教育等公益性使用,請合理使用本網站之內容,以尊重著作權人之權益。
網站維護: 海大圖資處 圖書系統組
DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback